Jennifer Erbrick's Blog

Posted on 05/10/2020
When Should You Check Your Credit Score?
Photo by Andrey_Popov via Shutterstock Federal law allows you to get your credit report free once per year. To do so, go to annualcreditreport.com and request your report. You need to do this at least once a year so that you can correct any errors or missing information. Differences Between Credit Report & Credit Score You typically have...
Credit Score
Credit Score
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Posted on 05/03/2020
4 Fun Ways to Start Saving for Your Down Payment
Image by Gino Crescoli from Pixabay Although a 20 percent down payment is no longer the norm, you still need to save a considerable amount to cover all the initial costs of buying a home. With median down payments at seven percent, a $250,000 home will require a down payment of $17,500. Plus, you need to have funds...
Saving Money
Downpayment
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Posted on 04/26/2020
How Should You Promote Your Residence to Buyers?
Promoting a house to potential buyers sometimes can be difficult. Fortunately, there are lots of things that you can do to stir up interest in your residence. Now, let's take a look at three tips to help you promote your residence to buyers. 1. Upgrade Your Home's Curb Appeal Amazing curb appeal is essential, particularly for a seller who...
Tips On Selling
Selling Your Home
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Posted on 04/19/2020
Home Financing - PMI and Down Payments
Image by Charles 🇵🇭 from Unsplash Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up that hefty...
PMI
Mortgage
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Posted on 04/12/2020
How to Pay Off a Mortgage Early
Image by mohamed Hassan from Pixabay One of the critical steps involved in looking for a home is the process of negotiating for a mortgage. Many people dread this process because they find out exactly how much money they are going to have to pay each month. At the same time, this is also an opportunity for people...
Pay Off Mortgage Early
Save On A Mortgage
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Posted on 04/05/2020
Luxury Landscaping for Homeowners
Photo by Linda Knicely on Unsplash Luxury homes have been gaining popularity for at least the last two years, says Washington Post. And while no one has set exact parameters for what is and isn't considered luxury, many real estate agents use the term to describe homes priced in the million-dollar range or higher. These are the residences...
Exterior Home Design
Home Design
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Posted on 03/29/2020
What to Expect During the Property Selling Journey
Selling a home rarely proves to be a simple, straightforward process. However, if you plan ahead for the house selling journey, you may be better equipped than other sellers to identify and address potential hurdles. Now, let's take a look at three tips to help you plan for the home selling journey. 1. Identify Your Home's Strengths and Weaknesses...
Selling Your Home
Tips On Selling
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Posted on 03/22/2020
Buying and Selling: How to Handle Financial Overlaps
Post Image by StartupStockPhotos from Pixabay Unless you're a first-time home shopper, you'll need to acquire your next home while selling your current home. How do buyers finesse this? When buyers are competing with each other for a tight inventory of available homes, the ones who are ready to come to the table fastest, not the ones with contingencies,...
Transitions
Buyer Tips
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Posted on 03/15/2020
How to Create a Moving Checklist
Photo by Heung Soon via Pixabay A moving checklist won't take all the stress out of moving, but it can relieve a lot of the pressure once you have everything accounted for. To give yourself a little extra sanity and peace of mind, we'll sketch out what a reasonable timeline should look like. 8 Weeks Before Nearly two...
Buying A Home
Moving Checklist
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Posted on 03/08/2020
Use VR to Sell Your Luxury Home
Image by Pexels from Pixabay Virtual reality (VR) may not be in every household in the country, but it's becoming more mainstream by the day. And contrary to popular belief, it's not just video game experts who want to get their hands on the latest technology. See how VR can inspire better offers from motivated buyers, leading to...
Luxury
Home Selling
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